Wheelchair Accessible Vehicle Finance

At Southern Mobility Vehicles we aim to make your buying experience as smooth as possible by working with only the best. When it comes to financing your WAV we work with Raphael’s Bank as a fully accredited supplier. Raphael’s Bank offer specialist wheelchair accessible vehicle finance for new and used WAVs, whether they are for personal or business use.

Specialist WAV Finance

Raphaels Bank is regulated by the Financial Conduct Authority (FCA) and authorised by the Prudential Regulatory Authority. By specialising in wheelchair accessible vehicle finance they have grown to understand the needs of WAV users and that they are specialist conversions. Their flexible approach means you’ll get a financial plan which suits your needs.

They provide a simple, quick and stress-free process for financing your wheelchair accessible vehicle, with easy to understand paperwork which won’t baffle you.

Types of WAV Finance

When it comes to financing WAVs there may be a number of options which are available to you. These options aren’t always the easiest to understand or know which is going to be better for you, to help we have tried to explain the benefits of each below.

Hire Purchase
If you opt to finance your new wheelchair accessible vehicle using a Hire Purchase agreement then you will pay an initial deposit for the vehicle, your chosen finance company will then loan you the remainder of the vehicle cost. After the initial deposit payment you will then pay the loaned amount back in monthly instalments over a set period, until the total loan price has been cleared. Once you’ve paid the remainder of the loan to the finance company the vehicle is yours.

The benefits to taking out a Hire Purchase loan on a new WAV include:

  • You own the car at the end of the agreement
  • There will be no terms in place such as a mileage limit or wear and tear costs

Talk to us today about financing your WAV purchase now on 01243 544444

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